The clients who benefit the most from our services understand something very important about behavioral finance, which is proven time and time again: Investors are not hardwired to make rational decisions when confronted with emotional, challenging facts with regard to their investments.
We generate a great deal of value as financial advisors by understanding this. A large part of our job is to act as a barrier between investors and their own worst instincts. We help to provide a buffer between both the Buy & Sell button.
We know that over our clients’ lifetimes there will be economic, political, and market events that will create significant emotional hurdles. Our mission is to assist them to clear these obstacles.
But you don’t only hire us simply to talk you off the ledge during the inevitable bouts of turmoil we will face in the future. Hire us to help you with some of these common concerns:
- Pre-Retirement Planning. You may be nearing retirement and unsure of when, how, and to what extent you can draw sustainable income off your investments. We will help you not only plan for this, but give give actionable steps for attaining the work-optional lifestyle.
- Investment Strategy Design. Most people don’t have the time, desire, or formal education to research all the financial products available, let alone combine them into a comprehensive strategy.
- Make Your Money Last. Are you confident your money will last as long as you do? From Social Security strategies, to withdrawing from the right accounts in the right sequence, we know how to put the odds in your favor.
We take specific steps to ensure a few very important things:
- We are a Registered Investment Advisor (RIA), and act solely as fiduciaries to our clients. A fiduciary is someone who has the legal obligation to do what is right for the other person in the relationship – like a lawyer, doctor, or accountant.
- Our planning professionals are all CFP® professionals who have successfully undergone the rigors involved in earning the prestigious designation (to learn more about the designation please visit: www.letsmakeaplan.org).
- Our CERTIFIED FINANCIAL PLANNER™ professionals assist clients in the development and maintenance of financial plans.
The bottom line is you should be thinking about hiring a firm that can be a wealth manager, financial advisor and a financial planner to assist you in best utilizing your means to accomplish the various ends you have in mind for your lifetime.